2022 Review

English:
We made this Housenote to commemorate Casa de Moneda’s 279th anniversary.
Casa de Moneda de Chile has undergone a long process of investment in technology, innovation and learning, where it has acquired the experience and knowledge necessary to produce high-security banknotes that meet all the demands of the global industry, currently providing customers with high quality standards.
Through this Housenote, Casa de Moneda de Chile seeks to show that it manufactures first class products, working with the best professionals in the industry, both in terms of design, manufacture and marketing of its products, in line with the ecological and sustainable trend that the world is following, strengthening the use of the polymer substrate for its environmentally friendly characteristics.

PRESENTATION OF THE HOUSENOTE
The colours and designs of this Housenote demonstrate that the Chilean Mint is an intrinsic part of Latin American culture, which is reflected in each of the symbols on display – typical of Chile’s history – and which in many cases coincide with various countries of the continent.
With its modern technology, secure processes and highly trained staff, it guarantees products and services of excellence, with high standards of security, quality and reliability; three fundamental principles on which the company is founded, which are present in all its operations and which form an essential part of its culture.
Casa de Moneda de Chile is a company with a long tradition and vast experience in printing banknotes and security documents, backed by the State of Chile and a guarantor of security and public faith, characteristics that are difficult to find all in one place.

Español:
Hicimos este Housenote para conmemorar los 279 años de Casa de Moneda.
Casa de Moneda de Chile ha vivido un proceso largo, de inversión en tecnología, innovación, aprendizaje, donde ha adquirido la experiencia y los conocimientos necesarios para hacer billetes de alta seguridad, que cumplan con todas las exigencias que demanda la industria a nivel mundial, entregando en la actualidad a clientes con altos estándares de Calidad.
A través de este Housenote, Casa de Moneda de Chile busca mostrar que fabrica productos de primer nivel, trabajando con los mejores profesionales de la industria, tanto en materia de diseño, confección y comercialización de sus productos; en línea con la tendencia ecológica y sustentable a la que apunta el mundo, fortaleciendo el uso del sustrato polímero por sus características amigables con el medio ambiente.

PRESENTACIÓN DEL HOUSENOTE
Los colores y diseños de este Housenote demuestran que Casa de Moneda de Chile es parte intrínseca de la cultura latinoamericana, lo que se refleja en cada uno de los símbolos expuestos -propios de la historia de Chile- y que en muchos casos coinciden con varios países del continente.
Con su moderna tecnología, procesos seguros y un equipo humano altamente capacitado, permite garantizar productos y servicios de excelencia, con altos estándares de seguridad, calidad y confiabilidad; tres principios fundamentales en los que se cimienta la empresa, que están presentes en todas sus operaciones y que forman parte esencial de su cultura.
Casa de Moneda de Chile, es una compañía con una larga tradición y vasta experiencia en impresión de billetes y documentos de seguridad, con respaldo del Estado de Chile y garante de la seguridad y fe pública, características que son difíciles de encontrar todas reunidas en un mismo lugar.

As the first notes within the Caribbean-Latin America region to be issued on Landqart’s Durasafe® composite substrate, incorporating micro-optics technologies from Crane Currency, the new Bahamas $50 and $100 also represent world firsts. Casting a challenge to the industry, the Central Bank of The Bahamas set the bar high, asking for a novel combination of state-of-the-art technologies. Deceptively simple in concept, the solutions for each note were not intuitive, committing all parties involved to close collaboration and development. The end result has demonstrated the remarkable versatility of the Durasafe® platform to exploit individual features to their full potential. Benefitting the central bank with a unique approach to elevating both security and durability, the new designs also reward cash handlers with intuitive, simple, and reliable authentication.

Digital credentials are already a reality in our daily lives. We have many different technologies and solutions available which are applicable to this new modality of documents. In Brazil, citizens already have various digital credentials for public and private documents available for use. But are we ready to use them safely and effectively? Are the existing credentials in Brazil a good option? The future is now?

This presentation will focus on how 11-S and the pandemic transformed the migratory movement of the global population and accelerated the technological changes involved in the issuance of digital documents. In this digital revolution, personal data played a central role in feeding the different virtual activities where identity became a high-risk factor.
While technology has gained greater acceptance globally, a significant number of people do not have access to it, so what challenges do we need to take on in the short and medium term to be prepared once the new normal arise?

The market is consistently continuing the transformation from eMRTDs and national identification documents such as ID cards and driver’s licenses towards a digital identity. A digital identity combines a mobile device (usually a smartphone) with the identity information of its owner who will always carry it with them. Different providers enable governments to reduce the cost of issuing eMRTDs and national identification documents while ensuring constant security and service for the citizen. Furthermore, the digital identity can be expanded to visas and vehicle registration cards.

Government expect the Digital Identity to be implemented in full compliance with privacy by design, the GDPR and the NIST Digital Identity Guidelines . The Digital Identity for driver’s licenses is already standardized in ISO 18013-5 . Digital Identity is the next step towards completely changing identity ownership and paves the way towards Sovereign Identity and complete new business cases.

Different initiatives already enable governments to continue the digital transformation and to reduce proprietary implementation and open solution by orchestrating solution components from different vendors.
One such initiative is OSIA, the Open Standards Identity APIs working group. With open and standardized application programming interfaces, it is possible to orchestrate complete identification management systems from the enrollment process all the way to the issuance of a physical and digital identification document. The OSIA initiative is focused on the African market based on the UN directive 16.9 that strives to provide every human being with an identity.
Another noteworthy initiative is ID2020, which extends this concept to complete solutions with standardized interfaces and open-source software components.

In the last 12 months, established organizations published or updated several related standards. The ICAO published the digital travel credential, the Visible Digital Seal and the 8th edition of ICAO Doc 9303. The IATA published the ONE-ID concept for seamless traveling and the Travel pass.
There are also standards like EU green pass that support secure traveling.

It´s common to find a driver’s license used with multiple purposes such as an identification document, especially in countries without existing National Identity Document like Mexico. There is a trend that such a mere permit of a “license to drive a vehicle” is progressively used and seen as a secure ID document. A driver’s license with a security microcontroller becomes an electronic document, thus the acronym e-DL – electronic Driver’s License. The embedded contactless or dual interface microcontroller offers a strong proof of identity and citizenship, often stored with biometric data enabling both online and offline identity verification. In 2009 ISO/IEC 18013 was created as a framework for a standardized eDL, stipulating the use of visual security features comparable to those of ID documents and passports. It also establishes a structure for the basic data set (ISO 18013-1) thus creating a framework for migration to a secure document in ID1(card) form factor. This solution is increasingly chosen around the world, particularly for countries with substantial area and limited network coverage. eDLs can bring particular advantage by enabling the verification of authenticity without network connection by 1:1 comparison, instead of relying solely on human inspection of the photo and personal data.

For the security of banknotes a Central Bank not only needs secure features that can be detected on different opportunities during the cash cycle. It is also important that the security features work for the whole lifetime of a banknote and provide reliable information and signals. Therefore, not only the right selection of security features is important, but also a complete and reliable quality control along the complete production chain of a banknote. Especially in the area of Level 3 features systems, G+D has set the standard for banknote security.

As the technology leader, G+D continuously innovates the functionalities of its systems. Enhanced capabilities, anti-counterfeiting, efficiency or robustness: Everything that matters at Level 3 is permanently checked and improved. G+D’s M-Feature systems can adapt to the Central Bank’s needs and it can be added even into a running banknote series.

The M-Feature® is the most powerful and flexible Central Bank security feature. The invincible barrier for counterfeiters.

No matter which functionality a Central Bank prefers, there’s an M-Feature® solution for it. Whether printed, embedded or both, whoever is printing and whatever high speed machines are used for processing, the M-Feature® just works perfectly. The sensors perform consistent authentication and generate sorting efficiency for all banknote conditions.

One of today’s concerns in people\’s lives, apart from health and safety, is freedom: freedom of speech, freedom to decide, freedom of choice. It should be no different when it comes to banknotes: Central Banks need to be able to freely choose their Security Features, their printer and should be able to change their mind if they decide to do so. During this presentation Koenig & Bauer Banknote Solutions will go through several solutions on to achieve all this without compromising the security of the banknote or having a negative impact on the production cost, while designing a visually attractive artwork for the public and a perfect fit for the Cash Cycle in which they will circulate.

After playing a crucial role in the development and industrialisation of polymer banknote substrate in the 1980s, Note Printing Australia (NPA) has printed polymer banknotes exclusively for the last over 30 years. In that time, NPA’s design and technical experts have worked continuously on improving its process to the point of making informed decisions about issues such as optimal security hierarchy, family wide designs to suit circulation conditions, and design for manufacture without having to compromise on aesthetics. This presentation provides key insights into the critical thinking at NPA, which can result in significant savings during the manufacture and life cycle of polymer banknotes.

The presentation will cover a new approach to the manufacturing of optical security features, using advanced nanotechnology. It will introduce the concept of visually unified optical features for stripes, patches and window threads for use on different denominations of one banknote family, and will highlight the latest developments in overt optical security features and their unique optical performance combining 3D, moving and morphing effects. The presentation will take the opportunity to introduce the launch of a new feature called Magnifysense.

Since October 2018, groups of migrant families have inundated the southwest border to include the El Paso, Texas and Southern New Mexico region. The United States Secretary for the Department of Homeland Security (DHS) directed a personnel and resource “surge” to increase the DHS presence along the Southwest border. Operational efforts have established that migrants posing as family units are utilizing fraudulent documents to circumvent immigration policies. During this time, the Homeland Security Investigations (HSI) Forensic Laboratory has been deployed to the Southwest border in El Paso, TX for field review of identification documents. This presentation will highlight some of the documents and trends seen on the Southwest Border at the El Paso, TX Border Patrol Station.

Elaine Wooton is a technical expert in the area of identity management and security documents. After a 30-year stint with the US government (DOJ-INS and DHS-ICE), she is providing consulting and education services to government, industry and community parties. Elaine’s focus areas include design strategies for security documents (especially the use of printed digitally signed elements), forensic document examination, and the evaluation and development of forensic tools to assess digitally created and reproduced documents. Elaine is a board member and technical advisor for the Document Security Alliance, an alliance of 120+ organizations focused on document security.

Since 2020, the world is facing what seems to be a “never-ending” pandemic affecting all people and businesses, thus creating a new responsibility for our industry: Guarantee that our products are not another vector of contamination.
At the break of the pandemic, with the benefit of Bioguard™ background and related accumulated know-how, Oberthur Fiduciaire had the necessary experience, expertise and responsibility to engineer and evaluate an enhanced version of Bioguard™, efficient against viruses in general and SARS-COV2 as well as other coronaviruses in particular.
BIOGUARD™ is a durable and permanent biocidal solution developed to eradicate living organisms such as bacteria, fungi and viruses present on banknotes, while ensuring that the banknote users and the environment will be safe.

Desde 2020, el mundo se enfrenta a lo que parece ser una pandemia “interminable” que afecta a todas las personas y empresas, lo que crea una nueva responsabilidad para nuestra industria: Garantizar que nuestros productos no sean otro vector de contaminación.
En el inicio de la pandemia, con el beneficio de los orígenes de Bioguard™ y los conocimientos técnicos acumulados, Oberthur Fiduciaire tenía la experiencia, los conocimientos y la responsabilidad necesarios para diseñar y evaluar una versión mejorada de Bioguard™, eficaz contra los virus en general y en particular el SARS-COV2, así como otros coronavirus.
BIOGUARD™ es una solución biosida duradera y permanente desarrollada para erradicar organismos vivos como bacterias, hongos y virus presentes en los billetes, garantizando al mismo tiempo la seguridad de los usuarios de los billetes y del medio ambiente.

Colourshift, micro-optics and holographic technologies have been the three major technologies used to secure banknotes for decades. As the technology has progressed the product formats expanded beyond threads to stripes, patches and printed features. The technologies adapted for polymer substrate and there is a trend towards more features per banknote. Over time paper banknotes have evolved from typically having one thread only to also having applied and/or printed features in the same note. Polymer banknotes have evolved from primarily having the secure window to also have printed and applied features. The more advanced security features offer security benefits and greater complexity compared to those on the equivalent technology platforms 20 years ago. This increasing complexity also comes with design challenges – banknotes need to be economic for secure manufacturers to produce with specialised equipment and knowledge. Banknotes also need to be intuitive when it comes to authentication. This presentation will talk about security of the next generation of banknotes from a technology perspective and a design perspective.

Moov™ is a patented technology achieved thanks to a unique industrial process that implements secure nano structures resulting in a high-level security feature for banknotes. This technology can be deployed and adapted to several form factors such as patches, stripes or threads to meet all Central Bank requirements in terms of security and innovation.
Key advantages are :
•Blends technical complexity with high design precisions which make the feature easy to recognize by the public
•Unique combination of 2 colours which are easily identifiable by human eyes increasing public recognition
•Various animated effects can be created in perfect registration with the design, providing dynamism and volume to the graphical elements
•Can be associated with traditional diffractive effects
•Additional 1st level verification can be done by 90° rotation

KINEGRAM DYNAMIC® is the new lens-based level one optical security technology for banknotes from KURZ.

Striking depth and movement effects are combined with multiple prominent colors to provide immediate and obvious public recognisability.

Furthermore, KINEGRAM DYNAMIC® can be combined in the same foil element with the well-known diffractive metallic KINEGRAM®. This means that two highly advanced security technologies are present in the same feature on the banknote, putting an insurmountable barrier in the way of the counterfeiter.

Available as a patch or as a stripe on paper notes, and over a window if desired, KINEGRAM DYNAMIC® offers a high degree of flexibility to the banknote designer.

KINEGRAM DYNAMIC® is incorporated into the banknote production process on typical existing machinery either at the papermaker or at the printworks.

This new offering from KURZ provides a major expansion in the possibilities of microlens-based technology.

We talk a lot about the security design as an important part of a secure document. As a basic rule, we emphasize that in secure design/printing we cannot use the basic CMYK colors and the commercial screens/raster, at the same time more and more security products are printed with digital printing technology. In most of the cases the security design is connected to some key security elements such as the Guilloche, Micro-text, Latent Image and many others. These elements are security elements and they protect the product only if they are designed and printed based on very strict rules. These rules are not flexible, they are limited by the existing technologies from the commercial market.
A security document printed with digital technology looks like a forgery. The question is: Can we print with digital technology a security design? As the digital printing is more and more used in the security printing industry not only for personalization but also for printing the core design, we have to understand what is possible and what is not, to produce quality security products. During the presentation we will discuss the possibilities of the digital printing in the security design.

The presentation will introduce revolutionary approach in protection of identification documents. The latest development of complex optical security features for various documents will be shown. The performance of proprietary origination technologies and their ability for creating of highly sophisticated overt and covert security features will be discussed.

Standard optical features available on the commercial market fail to meet the high counterfeit robustness and supply chain integrity and accountability required for organisations and governments.
Benefiting from its expertise in protecting majority of banknotes around the world from counterfeiting, SICPA brings extensive experience and innovative technologies to the domains of document authentication, excise revenues management, product and brand protection, supply chain verification, and forensic analysis.
Among the latest portfolio of cutting-edge technologies is the optical security solution OPALINE®. OPALINE® is a range of visually appealing public features characterised by colour changes that are highly visible to the naked eye. When fully reflected, the optical OPALINE® feature displays multi-colour effects and intense contrasts. When integrated in transparency, it takes a vibrant iridescent appearance.
The appealing optical attributes and IP protected technology are achieved through four interlocking security components: patented UV-curing varnishes, specific printing configuration, customised design and industrial knowhow.
The colour-changing feature can be optimally integrated on gravure-printed or flex-printed tax stamps, secure labels and other security documents on coated papers or synthetic substrates, ensuring the highest visibility and counterfeit robustness despite format constraints.
Ideal for use on excisable goods and brand goods, the aesthetic and security potential of OPALINE® can be optimised and combined with machine-readable technologies to offer multiple authentication levels for different stakeholder targets. Optimal feature visibility and counterfeit deterrence can be achieved through the support of a team of design experts with global exposure in feature integration on currencies and governmental documents

Lahnpaper and partners have virtually invited some field experts to share key messages and fundamental needs related to legal identity and foundational documents. In response to this, Christian Drissler will be show-casing a multi-level response:
1. an extraordinary printing substrate, durable, secure with unique functionality and touch.
2. a secure, robust and adaptive tool box for the field issuance of vital documents.
3. a solution for a top-end security product, in a card-sized form if required, personalized in colour, highly resilient to unexpected conditions at a fraction of the usual cost of traditional card-based concepts.

CCL Secure will discuss the practical steps it is taking to contribute to mitigate the environmental footprint of its products and in line with the COP26 goals of keeping our Planet as a livable place for future generations. We will share how our products and actions, as a responsible manufacturer and supplier, together with our strategic partners, contribute to minimize the environmental impact of using banknotes. We will also introduce our new initiative for promoting a sustainable future. CCL Secure is committed to supporting central banks on their journey to circularity and we look forward to sharing our plans with you.

The process of production of Banknotes and security documents is highly complicated. In all steps of printing and post process, waste can’t be avoided. This waste must be securely and entirely destroyed with automated destruction solutions. The choice of the waste disposal in the field of data protection is certainly decisive, but environmental protection is getting more and more important. The separation of the different materials such as polymer, cotton or hybrids is base for an efficient recycling process. The Green-Line-Concept from Hunkeler Systeme AG saves on costs and respects the environment. The energy consumption of suction systems is significantly lowered, the waste heat supplies sufficient energy to heat the production rooms. Both existing and newly commissioned suction systems benefit greatly from the Green-Line-Concept.

A holistic overview on the way to cradle-to-cradle processes from the waste streams point of view. Going from the environmental advantages and economical savings from the ultrafiltration of intaglio effluents and drying of the slurry into powder, over to possible further uses of valuable components in the powder. The importance of banknote design and treatment of effluents to close the sustainability cycle.

The global pandemic and lockdown have created significant challenges in the area of document verification. Being one of the most essential trades for the world economy, the banking sector had to adapt to the new “touchless” world to ensure secure and safe operations. The presentation will address Regula’s journey to create document verification and authentication solutions for remote customer onboarding. We will discuss the challenges of document authentication while working with images captured with a cell phone or web cameras, scanned documents, etc. We will address creating remote document verification algorithms capitalizing on 30 years of experience working with tools for forensic document examination. We will demonstrate an example of the successful development of the hologram visualization/verification module for remote document authentication

Fighting Secure Documents fraud

Making the best use of the Security Features

The Document Security and Personal Identification markets face an increasing multi-facet fraud scenario as, day after day, fraudsters develop new techniques to forge and to cyber-attack documents and to bypass the existing security systems. To them, vulnerability means opportunity.

This multi-facet fraud situation comes from two main streams: document-related and non-document-related fraud (identity theft, look-alike cases, etc.). Fraudsters will do all it takes to forge a document by creating fakes from scratch, covering the photo with a fake one or changing components or parts of the document to reach their goal. “Document fraud is an important enabler of organized crime and terrorism.” (Former Europol Director Rob Wainwright).

It is our job as technology and solutions developers and providers to build the best portfolio possible and to educate our clients on how to enhance their document security by choosing and combining these technologies and security features wisely, creating an attractive design that will represent the country’s culture and make fraudsters’ life harder.

The challenge is simple: to work together for the common cause of keeping our world and families secure.

The passport is clearly evolving towards the polycarbonate datapage, requiring also enhanced security features such as RFID chips, transparent windows and extra color portrait personalization in addition to current gray-scale laser engraving.

The new scalable SURYS CompactCube™ laser and color desktop personalization system is user friendly and aims at being used in embassies, consulates, but also within workshops when it comes to system farms.

Thanks to SURYS CompactCube™ governments benefit from a smart-step-by-step hardware upgrade solution, keeping running current paper solution while preparing and investing for the next laser and color personalization platform.

The “Connected Banknote” is a physical banknote part of a CBDC solution. It acts as a transitional device between traditional and CBDC based payment systems. The “Connected Banknote” can be used as a classic banknote as off-line off-grid means of payment. Moreover, the “Connected Banknote” is a paper wallet; its owner can redeem and transfer the note’s value to a digital wallet. It includes a public and a private key stored in QR codes of which the private key is sealed. When the cover of the private key is removed, the QR code scanned, the banknote is noticeably invalidated. After this procedure, the physical “Connected Banknote” cannot be transferred anymore.

It is decisive that the “Connected Banknote” has the same look and feel like a conventional one. A high level of printed security is needed to create trust and avoid counterfeits.

Holomex has now developed “NanoCast™”, a new banknote security technology that prints variable holograms with variable holographic data in-line on your own press.

With “NanoCast™”, you will create a unique overt/covert diffractive identifier for each banknote which allows instant authentication with a smartphone app.

This is made possible thanks to a unique process involving a special ink and creasing mechanism. These two features, combined with high resolution imaging systems, create complex three-dimensional photonic structures with variable images and diffractive and holographic effects which contain variable covert encrypted holographic information.

With NanoCast™ you no longer need to outsource high security features for your banknotes and face the risk of supply shortages plus long lead times. All you have to do is add a “NanoCast™” module to your press and set up a holographic data base. With this in place, you are all set to produce innumerable security features at a level of counterfeit deterrence that is second to none.

Until today there were no technologies capable of creating instant variable holograms and encrypted holographic data in your actual printing press. Because of NanoCast™, it is now possible, allowing for higher security, faster output and more affordable than outsourcing holograms.

The presentation will focus on the last state of art solutions and unique security features, implemented by PWPW in collector notes, especially in terms of ink-based securities in combination with creative graphic design. The issue will be illustrated with real cases of new commemorative banknotes.

For years we have been talking about how mobile identity will develop as a compliment to physical identity documents. This presentation will look at what it really takes to deploy mobile ID on a National scale. The challenges that exist of a technical, logistical and political nature will be discussed using real world examples. We will also see how it is important to have flexibility in mobile ID to ensure that local requirements are met and the bigger opportunities for mobile technology, in terms of services and convenience, are realised.

The role of international standards to fulfill the development of new technological initiatives and ways to encourage the use of Mobile ID.
• Benefits for the region to promote the use of standards for the improvement in trust and privacy of Mobile Identity Systems

The presentation covers current projects of multifunctional eID card implementation and highlights those elements of the eID that influence its security and usability both in physical and digital worlds.

In a nutshell we present you PWPW experience from eID projects successfully accomplished during challenging pandemic times and benefits of digital identity that rests upon governmental credentials nested in cryptographic card.